Legally reviewed by:
Setareh Law
May 12, 2025

When you or a family member has been injured in an accident, it can be a confusing and overwhelming time. While some injuries may seem catastrophic, they must meet the legal definition of a “severe” injury to be considered for higher compensation than other types of personal injuries. As such, you may be wondering about the legal implications of your situation and what your rights are under California law.

At Setareh Law, we understand how important it is to be able to recover the compensation you deserve for your injuries and losses. Our team of experienced personal injury lawyers is here to provide you with the legal guidance and support you need. In this article, we’ll explore the differences between catastrophic and personal injury claims and how understanding these distinctions can be crucial for your case.

Introduction to Catastrophic Injuries

Catastrophic injuries are severe and have a profound impact on a person’s life, often resulting in permanent disabilities or life-altering changes. These injuries can occur due to various accidents, including car accidents, slip and falls, or medical malpractice. Understanding the difference between catastrophic injuries and personal injuries is crucial for individuals seeking legal recourse. Catastrophic injury cases require specialized attention and expertise, and it’s essential to work with a catastrophic injury attorney who can help victims navigate the complex process and fight for fair compensation.

Understanding Personal Injuries

Personal injuries can range from minor bruises to severe harm, and they can result from various incidents, including accidents, medical malpractice, or product liability. While personal injuries can be debilitating, they are often less severe than catastrophic injuries. Personal injury cases typically involve lower compensation compared to catastrophic injury claims, and the legal approach may differ. Personal injury lawyers can handle various cases, but catastrophic injury claims require specific expertise and knowledge of damage calculations and negotiations with insurance companies.

Personal Injury Claims in California

In California, personal injury claims generally involve situations where a person has suffered harm due to the negligence or wrongful conduct of another individual or entity. These injuries can occur in a variety of circumstances, such as motor vehicle accidents, slips and falls, dog bites, and more.

To establish a personal injury claim in California, the injured party must prove that the defendant owed them a duty of care, that the defendant breached that duty, and that the breach caused the injury.

Additionally, the injured party must also establish the extent of their damages. This process often involves complex legal arguments and the gathering of substantial evidence, which is why it is essential to work with a knowledgeable and experienced personal injury attorney.

Catastrophic Injury Claims in California

While personal injury claims can cover a wide range of situations, catastrophic injury claims are a specific subset of these cases. Catastrophic injuries are generally defined as those that result in severe and long-lasting consequences. These types of injuries often require extensive medical treatment, rehabilitation, and long-term care.

Catastrophic personal injury claims differ from standard personal injury claims in several ways. Firstly, the damages involved are typically much higher, as the injured party will often require significant financial support to cover their medical expenses and long-term care needs.

Secondly, the legal process for pursuing a catastrophic personal injury claim can be more complex, as it often requires the involvement of medical experts, life care planners, and other specialists to accurately determine the extent of the injured party’s needs and the costs associated with them. These claims often involve significant future medical care expenses due to the permanent nature of the injuries.

The most common types of catastrophic injuries include:

Defining Catastrophic Injury Cases

A catastrophic injury case is defined as a severe injury that results in long-term or permanent disabilities, requiring ongoing medical care and significant lifestyle changes. These injuries can include traumatic brain injuries, spinal cord injuries, amputations, severe burns, or organ damage. Catastrophic injury victims often face substantial economic burdens due to ongoing medical expenses and rehabilitation costs, and they may require assistance with daily living activities. The severity and long-term impact of catastrophic injuries distinguish them from personal injuries, and the legal damages claimed are often higher.

Traumatic Brain Injuries (TBIs)

These injuries can result from car accidents, falls, or other incidents that cause a severe blow to the head. TBIs can lead to long-term cognitive, emotional, and physical impairments.

Spinal Cord Injuries

Damage to the spinal cord can lead to paralysis, loss of sensation, and chronic pain. These life-altering injuries often require extensive medical treatment, rehabilitation, and lifelong care. These injuries often prevent individuals from returning to gainful employment.

Severe Burns

Third-degree burns and higher can cause extreme pain, disfigurement, and long-term physical and emotional scars. Severe burns may necessitate skin grafts, reconstructive surgery, and ongoing medical care, all of which are extremely costly procedures. Severe burns may also necessitate the use of in-home assistance devices to aid in daily living.

Amputations

The loss of a limb can be a life-changing event, often requiring prosthetics, ongoing therapy, and adjustments to daily living. Amputations often require the use of specialized medical equipment to aid in mobility and daily activities.

While this list is not exhaustive, it demonstrates the wide range of injuries that can fall under the umbrella of catastrophic injury claims. Regardless of the type of injury you have sustained, it’s essential to work with an experienced personal injury lawyer who can help you navigate the legal process and obtain the compensation you need to recover and rebuild your life.

The Role of a Catastrophic Injury Lawyer

A catastrophic injury lawyer plays a crucial role in helping victims navigate the complex process of pursuing compensation for their injuries. These lawyers have specialized expertise in handling catastrophic injury cases and can help victims understand their rights and the potential compensation they may be entitled to receive. Catastrophic injury lawyers work with medical experts, occupational therapists, and accident reconstruction specialists to build a strong case and fight for maximum compensation. They can also help victims negotiate with insurance companies and ensure that they receive fair compensation for their medical expenses, lost wages, and pain and suffering.

Non-Economic Damages in Catastrophic Injury Cases

Non-economic damages in catastrophic injury cases can be significant, as these injuries often result in emotional trauma, mental anguish, and a decreased quality of life. Catastrophic injury victims may experience post-traumatic stress disorder (PTSD), emotional distress, and loss of enjoyment of life, which can be difficult to quantify. However, a skilled catastrophic injury lawyer can work with medical professionals and experts to establish the extent of these damages and fight for fair compensation. Non-economic damages can include compensation for pain and suffering, loss of companionship, loss of consortium, and emotional harm suffered, and they can have a significant impact on the overall settlement or verdict in a catastrophic injury case.

Speak With Setareh Law About Your Catastrophic or Personal Injury Today

While catastrophic injuries can be devastating, understanding the legal distinctions between these cases and common personal injury claims can be essential for achieving the compensation you deserve. As you and your loved ones navigate this challenging time, contact us at Setareh Law for dedicated legal representation and support. Contact us today for a free consultation to discuss your case and explore your legal options.

We are passionate about advocating for justice for injury victims and fighting for their rights under California law. We are dedicated to helping you obtain the compensation you need to recover and rebuild your life. If you or a loved one has been injured in an accident, please don’t hesitate to contact us online or call us at (310) 659-1826 today to discuss your case and explore your legal options. Our team also speaks both English and Spanish.